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Pros and Cons of The Credit Culture

Using credit isn’t financially risky if it isn’t used irresponsibly or excessively. In reality, for both families and businesses, credit availability has become a significant element in many large purchases. Access to credit helps many businesses and professions survive while also making life easier for people and families who have the financial discipline to utilize […]

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Fix your finances to save your customs clearance before it’s too late

So close to tax day, we’ve all had a chance to take stock of our income and debts and examine our financial situation in a faltering economy. This year more than most there is cause for concern. Inflation is almost certainly worse than the official numbers suggest (and the official numbers are pretty bad). The […]

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Best Bad Credit Loans of 2022 – Forbes Advisor

When it comes to personal loans, there are two types of loans: secured loans and unsecured loans. However, if you are having difficulty qualifying for a personal loan, consider other bad credit loans. Secured and Unsecured Personal Loans for Bad Credit Traditional personal loans can be secured or unsecured. Secured loans require you to provide […]

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‘Payday lender’ rate cap hurts borrowers with bad credit

As for Rep. Will Guzzardi’s letter to the editor on payday lenders, it’s one thing to report success, it’s another to have data to back it up. Guzzardi is right to say that it is expensive to be poor in America. In Illinois, it’s even harder, as tens of thousands of consumers with or without […]